Most of the people I know that could do this are my age (70) and could die leaving him in a predicament. My younger friend is hesitant to take on such a role.

Parent worries about who will manage their disabled son’s finances after they’re gone. Dear Eric: My psychologically disabled adult son who also suffers from chronic physical illnesses will live with me for the remainder of my life as I care for him.

I’m curious if you’ve discussed the option of making someone a trustee of the trust, which may have a much more limited set of duties – i.e., the phone calls from your son that you outlined. This also would provide a check and balance system that doesn’t involve your friend accessing your account.

In today's Asking Eric column, R. Eric Thomas responds to a senior mother's question about long-term care for her disabled son.